Our partners help make the difference for you.  

The competition for attracting, hiring and retaining quality people is fierce. Health
care is the #1 benefit employees ask for, and is a proven method to keep your
team intact. 

Scroll down for health and mental health solutions - some are free.

Hospitality Legacy Program

If you're not looking at the Hospitality Legacy Program, you may be leaving money on the
table. We encourage you to ask your broker to take a look and see how you can save up
to 5% on your coverage, and more!

The Hospitality Legacy Program has a 94% retention rate!  The industry average is 75% -
which tells you this is 


  • Have a current membership with the Colorado Restaurant Association.
  • Have 101+ or more eligible employees.


  • Up to a 5% discount) for fully insured groups.
  • Up to a 5% discount on Specialty Benefits* (Dental, Life, Disability, Accident, etc.).
  • This is in ADDITION to all other discounts, including a “bundling benefits” program.
  • An annual invoice credit of up to 5% on administrative fees for medical for self-funded groups.
    • Must have 101+ or more eligible employees.

Restaurant & Hospitality Association (RHA) Benefit Trust*

This RHA Benefit Trust is a member-only solution for hospitality groups with 2-99 eligible
employees and is insured and serviced by UnitedHealthcare, providing some of the same
advantages that larger employers enjoy.

Features include:

  • CRA member-only discount
  • Over 40 different health plan designs
  • Simplified administration
  • Access to wellness programs and services
  • Management carve out available

Go here for more information and to request a quote.


Free Pharmacy Discount Card Program

Help attract and retain employees with the UHC Pharmacy Discount Card. The card
is completely FREE and can help members and their employees save up to 75% 
(with an average savings of 40%) on all FDA-approved prescription medications.

This program is not insurance and can be used by anyone, including those
who are uninsured and those who are purchasing a prescription not covered by
their insurance.

Some features of the program:

  • Accepted at more than 62,000 pharmacies nationwide.
  • No exclusions apply – Because this program is not insurance, there are no deductibles, medical history exclusions, limitations or maximums.
  • No fees or forms – There are no fees or registration forms for this program.
  • Pre-activated and easy-to-use – The card is pre-activated and can be used immediately by anyone in the entire household.

Not only will members and their employees save money on prescriptions by using this card,
they also will help give back to the Colorado Restaurant Foundation, which provides financial
and mental health support, and training to industry employees in Colorado.

to download the free card and please share this link with your employees.

Mental Health Solutions

When times get tough for you or for your employees, we offer strategies and solutions
to manage your mental health in positive and effective ways. 

If you or a loved one is suffering a mental health crisis and need immediate help, please
call the Colorado Crisis and Support Line to speak with mental health professionals 24 hours
a day, 365 days a year at 844-493-TALK (8255) or send a text to 38255.

Active Minds (Free) Resources to stay mentally healthy. Access a free resources hub
for help during the COVID-19 pandemic, including stress management, community building
from a distance, and tips for remote workers.

Sanvello (Free)  #1 rated app for stress, anxiety and depression. Go to the App Store to
access premium features for free during the COVID-19 crisis. Includes guided meditation,
learning modules, community discussion and daily tips.

Ben’s Friends (Free)  Hospitality-focused substance abuse support network. Join a safe
environment with others who understand the unique challenges experienced by people on the
front lines in restaurants, hotels, and other hospitality industries. Click here to find a meeting
near you or access telephonic meetings.

Crisis Text Line (Free) - In crisis? Text for immediate help anytime from anywhere. Connect
with a Crisis Coordinator within 25 seconds on average. Communicate until you feel safe.
Text HELLO to 741741.

Substance Use Disorder Helpline (Free) - In crisis? Call for immediate help anytime from
anywhere. A person and/or a family member may talk with a licensed recovery advocate about
their concerns and needs, get a referral to a professional who can develop a personalized
treatment plan and access family support resources. Call 855-780-5955, or visit here.

Emotional Support Helpline (Free) - Need a little support? Call any time. This help line
is staffed by professionally trained mental health experts. It is free of charge and open
to anyone. Call 1-866-342-6892 24/7.

Telemedicine ($7 per month) - Mental health + medical visits. Low members-only cost
– employers may subscribe for all working and furloughed employees. Teladoc is offering
unlimited, no-copay mental health and medical virtual appointments via their app and
website to CRA members for $7 per employee, per month. This cost includes
unlimited visits for the employee 
+ entire family.

You deserve better — help is out there

Depression is more than feeling sad. It can make it hard to function day to day — and it can
rob you of your ability to enjoy your life. Treatment — typically talk therapy, medication or
both — may help you feel more like yourself again.

If someone is clinically depressed, they can’t just “snap out of it.” According to the National
Institute of Mental Health:

  • Most people need treatment to get better.
  • Generally, the earlier treatment begins, the more effective it is.
  • It’s never too late to seek help.

What to do next?

Speak up — even if it’s difficult. Not sure how to bring it up with your doctor? You might
try something like this: “I haven’t been myself lately. I think I may have depression — and I’d like some help.”

*Legal Disclaimers

Some restrictions and exclusions apply. Discounts are available only to members of the National
Restaurant Association and its State Restaurant Association partners, and may vary by location
and group size. The Restaurant & Hospitality Association Benefit Trust is not available
in all states, though it is in Colorado.

Insurance coverage provided by or through UnitedHealthcare Insurance Company,
UnitedHealthcare Insurance Company of Illinois, Inc. or their affiliates. Administrative services
provided by United HealthCare Services, Inc. or their affiliates. Health Plan coverage provided
by or through UnitedHealthcare of Colorado, Inc.

Become a Member

Stay up-to-date on legislative issues important to our industry, connect with your hospitality community, and take advantage of significant resources and savings.

Join Now

Endorsed Providers

Corporate Sponsors